The Annuity is a stunning toro sized smoke from the legendary H. Upmann Banker series. Named after the famous German brothers who started the brand over 150 years ago, this cigar is a perfect example of how H. Upmann is still leading the way. It uses a blend of aged premium tobacco for its filler and binder, along with a flawless medium brown wrapper. It offers up tremendous notes of pepper, spice, leather, and earth.
Disappointed. Expected much more. Draw was a bit tight and not as full bodied as I had hoped. Did not produce much smoke. That being said, the flavor was nice with a chocolate mint after taste. Burn was good and overall construction was good. Did not hate but did not love it. A very reserved smoke.